Fee Schedule

* Replace Lost ATM/Debit Card in a 12 month period

ATM Withdrawals
Up to 4 ATM withdrawals in a month	$0
5 or more ATM withdrawals in a single month	$3.00 per withdrawal

General Services
Account Research	$30.00/hour, 1 hour minimum
Bill Pay	$4.95 each month
Cash Advance (VISA)	$20.00 each
Copy of Statement	Online – Free
Copy of Statement	$10.00 each
Dormant Account Fee	$20.00 per Month-18 and older, balance under $200, and inactive for 1 year or more
Duplicate Document Fee	$20.00 each
Duplicate Satisfaction Fee	$100.00 each
History Copy Fee	$5.00
Late Loan Fee	$30.00 after 10 days late
Late Credit Card Fee	$30.00 after 5 days late
Levy/Garnishment	$50.00 each
Loan Coupon Fee	$5.00
Mailed Recpt. Fee	$1.00
Manual Transfer to Avoid Overdraft	$5.00 each
Non-Sufficient Funds Items	$30.00 each (includes check, ACH, ATM withdrawals and debit purchases)
Non-Member Check Cashing On Us Fee	$20.00 each
Returned Deposit/Loan Payment	$30.00 each
Re-open Fee 1st Time *	$25.00
Re-open Fee 2nd Time *	$50.00
Re-open Fee 3 or More Times *	$75.00
Stop Payment Fee	$30.00 each
Unclaimed Property	$75.00
Uncollected Funds	$30.00
Wire Transfer (domestic)	$30.00 each
Withdrawal by Official Check Payable to Others	$5.00 each

* Re-open share account: 1st time, 2nd time, 3 or more times

Other Miscellaneous Fees
Bad Address – No Forwarding or Returned Statement/Mail	$10.00 per item
Items Presented For Collection	$30.00 each
VISA Gift Cards	$2.50 each
Incomplete Membership Application	$25.00 per month
Loan Modification Fee	$300.00
Negative Balance Fee	$30.00

Your Credit Union charges fees to fairly distribute the costs of providing a service, not to create profits.

We urge you to compare our fees and charges with those of any other financial institution.