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Fee Schedule

Know what You're Paying

Effective as of: 3/14/23

ATM/Debit Card Replacements*
1st time$20.00
2nd time$20.00
3 or more times$30.00

* Replace Lost ATM/Debit Card in a 12 month period

ATM Withdrawals
Up to 4 ATM withdrawals in a month$0
5 or more ATM withdrawals in a single month$3.00 per withdrawal
Checking Accounts
Check Printing Varies by style ordered
Photocopy of Check Online – Free
Photocopy of Check $10.00 each
Reconcilement Assistance $30.00/hour, 1 hour minimum
General Services
Account Research $30.00/hour, 1 hour minimum
Bill Pay $4.95 each month
Cash Advance (VISA) $20.00 each
Copy of Statement Online – Free
Copy of Statement $10.00 each
Dormant Account Fee $20.00 per Month-18 and older, balance under $200, and inactive for 1 year or more
Duplicate Document Fee $20.00 each
Duplicate Satisfaction Fee $100.00 each
History Copy Fee $5.00
Late Loan Fee $30.00 after 10 days late
Late Credit Card Fee $30.00 after 5 days late
Levy/Garnishment $50.00 each
Loan Coupon Fee $5.00
Mailed Recpt. Fee $1.00
Mailed Statement Fee $5.00
Manual Transfer to Avoid Overdraft $5.00 each
Non-Sufficient Funds Items $30.00 each (includes check, ACH, ATM withdrawals and debit purchases)
Non-Member Check Cashing On Us Fee $20.00 each
Returned Deposit/Loan Payment $30.00 each
Re-open Fee 1st Time * $25.00
Re-open Fee 2nd Time * $50.00
Re-open Fee 3 or More Times * $75.00
Stop Payment Fee $30.00 each
Unclaimed Property $75.00
Uncollected Funds $30.00
Wire Transfer (domestic) $30.00 each
Withdrawal by Official Check Payable to Others $5.00 each

* Re-open share account: 1st time, 2nd time, 3 or more times

Other Miscellaneous Fees
Bad Address – No Forwarding or Returned Statement/Mail $5.00 per month of continued bad address
Items Presented For Collection $30.00 each
VISA Gift Cards $2.50 each
Incomplete Membership Application $25.00 per month
Loan Modification Fee $300.00
Negative Balance Fee $30.00

Your Credit Union charges fees to fairly distribute the costs of providing a service, not to create profits.

We urge you to compare our fees and charges with those of any other financial institution.