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New & used vehicles

The open road

Think it's easier to get a loan from the dealer?

PUMP THE BRAKES!

Say NO to inflated rates and loan add-ons!

We’ve got your back (you are WHY we keep our rates low).

Put yourself in the driver’s seat…GET PREAPPROVED TODAY!

Don't get tricked by monthly payments at the car dealer! Here's WHY...

“I saved over $6,000 in interest and reduced my monthly payment by over $100 a month!”

You deserve the best rates on life's big purchases. We have your back when it comes to buying a car and getting you the loan that works for you.

Looking to purchase a new or used car, truck, or motorcycle?

Or thinking about refinancing your vehicle or motorcycle loan that you have with another financial provider? Look to us first.

Rates as low as 4.99% APR

  • We Rate Match, call us! 651-646-8827
  • Save 0.25% off your loan with Auto Pay
  • GAP Plus Protection
  • Quick and easy application process

Get Pre-Approved Today! We're Here to Help!

We get you pre-approved for a loan before you head to the dealer to help make your shopping and negotiating experience much smoother. 

1. Apply Online & Get Pre-Approved

2. Shop for a Vehicle​

3. Drive Away With Your New Ride

Gap Plus Protection

GAP pays the difference between the outstanding balance on your loan and the vehicle’s actual cash value, determined by your auto insurance carrier if your car is totaled. Another feature to GAP Plus is if your vehicle is totaled, you will receive $1,000 towards your next vehicle’s down payment. This feature is available for the life of the loan.

TruStage Car Insurance

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-201-8999.

LOAN RATES
Effective: 5/22/24
LOAN TYPE TERM APR*
New Vehicles 24-84 months 4.49-18.25%
Used Vehicles 24-84 months 4.49-18.25%
Recreational Vehicles** 24-180 months 5.49-18.25%
Shared Secured Loans up to 60 months 5.50%

*APR=Annual Percentage Rate. Rates are based on your credit history, credit qualifications, and the term of the loan. All rates are subject to change at any time. Please check with Carpenters CU for current rates and special offers

**Recreational Vehicles include: Campers, Tent and Travel Trailers, 5th Wheels, Motor Homes, Boats, Boat Motors and Boat Trailers, Farm Equipment

***Take 0.25% off your loan with Auto Pay

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