Toys & Trailers

The Great Outdoors

Getting outside is more affordable than you think. We have financing options for the heavy haulers and outdoor toys you've always wanted!

Looking to add some extra fun into your life?

After spending hours researching your next recreation vehicle, we want to make sure financing one is quick and easy. You will save time and money whether you’re buying new or refinancing a boat, RV, trailer, ATV, or snowmobile loan with our simple application and timely decisions, so you can focus on the more important things in your life.

2021 – 2014

  • Rates as low as 3.79% APR up to 36 months
  • Rates as low as 4.54% APR up to 60 months
  • Rates as low as 5.29% ARP up to 120 months for boat loans $25,000 and higher
  • Terms from 36 -72 months for toy loans
  • Quick and easy application process

2021 – 2014

  • Rates as low as 4.29% APR up to 36 months
  • Rates as low as 4.79% APR up to 60 months

Looking to buy a boat? Check out Boat World! Email Steve at sales@boatworldmarine.com or call 763-434-9655

1. Apply Online & Get Pre-Approved

2. Shop for Your Toy

3. Drive Away With Some Extra Fun

Recreational Loan Rates

Recreational Vehicles 2022-2015
Term Rate APR*
36 3.99% 3.99%
48 4.29% 4.29%
60 4.54% 4.54%
72 4.89% 4.89%
120 5.49% 5.49%
180 6.99% 6.99%
Recreational Vehicles 2014 & Older
Term Rate APR*
36 4.59% 4.59%
48 4.84% 4.84%
60 5.04% 5.04%
72 5.64% 5.64%

1APR = Annual Percentage Rate. Rates and terms based on approved credit, FICO Score and loan type. Automatic payment enrollment applicable from any Carpenters or other financial institution checking account.
2For example, 72 monthly payments of $16.01 per $1,000 borrowed.
3All new and refinanced vehicles from 2014 and newer. Current Carpenters auto loans are not eligible for this rate.
4Boat Loans that are $25,000 or more must be 2014 or newer to qualify for terms up to 120 months.

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