VEHICLE Protection

Unexpected Mechanical Breakdowns

Don't worry, we've got you covered!

Mechanical breakdown protection (MBP), also known as an extended warranty, picks up where your vehicle’s manufacturer’s warranty ends. Carpenters Credit Union offers plan options for mechanical and electrical protection for your newly purchased vehicle. Choose from four coverage levels.

Call today 800-333-3028 option 4


  •  Optional deductible
  •  Towing – $100 (max per claim)
  •  Car rental
  •  Platinum and Gold – (up to 10 days) $500
  •  Bronze and Powertrain – (up to 5 days) $250
  •  Nationwide protection
  •  Convenient access to services via toll-free number
  •  Travel Expenses – $100 per day up to $300 trip interruption
    • Only available in Platinum, Gold and Bronze
  •  Increased vehicle resale value
  •  Roadside Assistance – $80 per incident within 72 hour period

Add-On Features (surcharge applies)*

  • Accidental Loss Refund – optional coverage to protect against collision or acts of God only
  •  KeyGuard – optional coverage for key fob/remote entry
  •  Light Commercial Use – coverage for eligible business uses
  •  Snow Plow – coverage for vehicles that have a snowplow attached
  •  Lift Kit/Tire Modification – coverage for vehicles that have body/suspension lifts or oversized tires

Why Purchase Extended Coverage?

Your credit union may be willing to finance 100% of the cost at a low interest rate to help you afford this valuable protection. In addition, the coverage is transferable to the next owner. Pre-owned car buyers look more favorably upon a vehicle that comes with coverage. It represents a vehicle that has likely been well maintained by its owner. Should the buyer decline the option to purchase your coverage, you can cancel and apply for a pro-rata refund.

Credit Union Members Can Save Up To 50%

  •  The cost of this top of the line coverage may be included in your credit union auto loan for just pennies per day.
  •  Your car’s resale value immediately increases with transferable coverage.
  •  60 day money back guarantee**.

* For complete details pertaining to the add-on features, see terms & conditions.
** Less pending or paid claims